http://www.savings-bond-advisor.com/561-cd-or-673-i-bond/ Tue, 06 Jan 2009 00:26:28 +0000 http://wordpress.org/?v=2.0.4 http://www.savings-bond-advisor.com/561-cd-or-673-i-bond/#comment-269 Sun, 09 Apr 2006 19:29:31 +0000 http://www.savings-bond-advisor.com/561-cd-or-673-i-bond/#comment-269 it seems to me that it is just as likely the the fixed portion of i bond rate will fall as the combined rate is much more competative than cd rates; what do you think? it seems to me that it is just as likely the the fixed portion of i bond rate will fall as the combined rate is much more competative than cd rates; what do you think?

]]> http://www.savings-bond-advisor.com/561-cd-or-673-i-bond/#comment-263 Fri, 07 Apr 2006 04:30:02 +0000 http://www.savings-bond-advisor.com/561-cd-or-673-i-bond/#comment-263 If you'd still like the state tax advantages you can also look into Treasury bills (for instance 6 month maturity). If you buy them through TreasuryDirect at auction and keep them to maturity there's no transaction fee. Make sure you read up on the auction process details if you're interested. They are exempt from state tax and most recently had a rate equivalent to 4.91% APY. However, they do not have a federal tax deferred nature like I bonds. But I completely agree with Tom to stick with a high yield CD etc. for now instead of I bonds. If you can wait until May 1, perhaps you can also look at I bonds with hopefully higher fixed rates. If you'd still like the state tax advantages you can also look into Treasury bills (for instance 6 month maturity). If you buy them through TreasuryDirect at auction and keep them to maturity there's no transaction fee. Make sure you read up on the auction process details if you're interested. They are exempt from state tax and most recently had a rate equivalent to 4.91% APY. However, they do not have a federal tax deferred nature like I bonds. But I completely agree with Tom to stick with a high yield CD etc. for now instead of I bonds. If you can wait until May 1, perhaps you can also look at I bonds with hopefully higher fixed rates.

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