Current US Savings Bond interest rates

Monday, November 2nd, 2009
Categorized as: Savings Bond interest rates

To find out the interest rate that any Savings Bond is paying this month, use our Savings Bond Calculator.

It will give you both the current rate and redemption value of your Savings Bonds. If the calculator shows your bond paying a different rate than you think it should, make sure you understand how Savings Bond rate periods work.

 

Current US Savings Bond interest rates

(Next posting May 1, 2010)
For rate periods beginning November 2009 through April 2010
Series New bonds Existing bonds
Series I 3.36% 3.06% - 6.70%
Series EE 1.20% 0.0% - 4.00%
Series E no longer issued if issued in this month in 1979 or earlier, 0%; otherwise 3.84% - 4.00%
Series HH no longer issued if issued in this month in 1989 or earlier, 0%; otherwise 1.5% - 4.00%
Series H no longer issued if issued in this month in 1979 or earlier, 0%; otherwise 4.00%
Series A, B, C, D, F, G, J, K, and Savings Notes no longer issued no longer earning interest
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8 Comments

On July 11th, 2007 fred angerman said:

can you change ee bonds for h bonds .

On July 11th, 2007 John Brocato said:

Series H bonds are no longer issued, only EE and I.

On August 1st, 2007 mark sobey said:

can i roll over e and ee bonds to a h bond without declaring interest as income?

On August 2nd, 2007 Tom Adams said:

Mark - as the above chart shows, H/HH bonds are no longer issued, so no, you can't.

Tom Adams

On August 28th, 2007 Vern Gosney said:

Do you still issue paper bonds? I can't keep track of all the junk on computers. I don't want to buy anymore bonds if I don't get a certificate of ownership.

On August 29th, 2007 Tom Adams said:

Hi Vern - I wrote a book about Savings Bonds, but I've never issued them. The US Treasury, however, still issues paper Savings Bonds.

Tom Adams

On November 17th, 2009 steve olson said:

I have read that my series I savings bonds, bought in 07-2000, have now started paying interest. Anywhere from 3 to over 6%. BUT, the websites I use to calculate interest still show them earning 0%. What is really going on? Thanks

On November 18th, 2009 Tom Adams said:

Steve - The information you're looking for is on my page about how I bond interest rates work. Take particular note of the section called Understanding rate periods.

Tom Adams

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