Comments on: Current US Savings Bond interest rates

by: Tom Adams

Fri, 19 Feb 2010 15:57:35 +0000

Barbara - I bonds are the same they always were. The earn a fixed rate plus inflation. When inflation is negative, the total rate can't go below zero.

For six months all I bonds earned no money, that is correct, but compared to other available investments with similar quality they are still a very good deal.

Tom Adams

by: Barbara E Kinley

Fri, 19 Feb 2010 02:51:12 +0000

when I bonds were 1st issued they were a good deal, but gradually the return has decreased, during the 6 months when the interest rated were zero, does that mean they earned no money?

by: Tom Adams

Wed, 18 Nov 2009 17:01:30 +0000

Steve - The information you're looking for is on my page about how I bond interest rates work. Take particular note of the section called Understanding rate periods.

Tom Adams

by: steve olson

Tue, 17 Nov 2009 18:36:14 +0000

I have read that my series I savings bonds, bought in 07-2000, have now started paying interest. Anywhere from 3 to over 6%. BUT, the websites I use to calculate interest still show them earning 0%. What is really going on? Thanks

by: Tom Adams

Wed, 29 Aug 2007 13:27:20 +0000

Hi Vern - I wrote a book about Savings Bonds, but I've never issued them. The US Treasury, however, still issues paper Savings Bonds.

Tom Adams

by: Vern Gosney

Tue, 28 Aug 2007 16:48:27 +0000

Do you still issue paper bonds? I can't keep track of all the junk on computers. I don't want to buy anymore bonds if I don't get a certificate of ownership.