Comments on: Have these bonds been cashed? http://www.savings-bond-advisor.com/have-these-bonds-been-cashed/ Wed, 08 Feb 2012 16:08:59 +0000 http://wordpress.org/?v=2.0.4 by: Tom Adams http://www.savings-bond-advisor.com/have-these-bonds-been-cashed/#comment-71521 Mon, 24 May 2010 14:21:27 +0000 http://www.savings-bond-advisor.com/have-these-bonds-been-cashed/#comment-71521 Stacy - You can't cash the bonds that only have your ex-mother-in-law's name on them. They will have to go back to her, as she's the only one who can cash them. As for the others, your son will need to show he is the person named on the bonds. I'm not familiar with adoption paperwork, but I would assume it includes his former name and would be acceptable proof that he is the person named on the bonds. Tom Adams Stacy - You can't cash the bonds that only have your ex-mother-in-law's name on them. They will have to go back to her, as she's the only one who can cash them.

As for the others, your son will need to show he is the person named on the bonds. I'm not familiar with adoption paperwork, but I would assume it includes his former name and would be acceptable proof that he is the person named on the bonds.

Tom Adams

]]> by: Stacy http://www.savings-bond-advisor.com/have-these-bonds-been-cashed/#comment-71328 Fri, 21 May 2010 18:55:34 +0000 http://www.savings-bond-advisor.com/have-these-bonds-been-cashed/#comment-71328 MY son (16) Has several savings bonds that were given to him when he was baby from my ex's mother.We have nothing to do with anyone in my ex's family anymore and my husband has since adopted him and his last name is different than what is on the bond.Her name is solely on a couple of the bonds. How do we go about cashing them? MY son (16) Has several savings bonds that were given to him when he was baby from my ex's mother.We have nothing to do with anyone in my ex's family anymore and my husband has since adopted him and his last name is different than what is on the bond.Her name is solely on a couple of the bonds. How do we go about cashing them?

]]> by: Tom Adams http://www.savings-bond-advisor.com/have-these-bonds-been-cashed/#comment-69865 Wed, 05 May 2010 20:51:26 +0000 http://www.savings-bond-advisor.com/have-these-bonds-been-cashed/#comment-69865 Jamie - If you cashed them, you wouldn't have the bonds, as they don't give them back to you after redemption. The only case in which you might have them is if you declared them lost, had them replaced, and then cashed the replacements. Tom Adams Jamie - If you cashed them, you wouldn't have the bonds, as they don't give them back to you after redemption.

The only case in which you might have them is if you declared them lost, had them replaced, and then cashed the replacements.

Tom Adams

]]> by: Jamie http://www.savings-bond-advisor.com/have-these-bonds-been-cashed/#comment-69782 Tue, 04 May 2010 23:17:05 +0000 http://www.savings-bond-advisor.com/have-these-bonds-been-cashed/#comment-69782 I recently had to close out my safe deposit box. I had not looked into it for years. I found several EE savings bonds meant for our daughter - given to her as a minor from my mother who passed away. I can't believe we just forgot about them. If I have the actual bonds does that mean thry were not cashed. I would love for my daughter to have this money but don't want to raise her hopes if they were cashed and we just don't remember. I recently had to close out my safe deposit box. I had not looked into it for years. I found several EE savings bonds meant for our daughter - given to her as a minor from my mother who passed away. I can't believe we just forgot about them. If I have the actual bonds does that mean thry were not cashed. I would love for my daughter to have this money but don't want to raise her hopes if they were cashed and we just don't remember.

]]> by: Tom Adams http://www.savings-bond-advisor.com/have-these-bonds-been-cashed/#comment-64957 Fri, 02 Apr 2010 13:56:21 +0000 http://www.savings-bond-advisor.com/have-these-bonds-been-cashed/#comment-64957 Mary - From a Savings Bond point of view, your uncle is the sole owner of the bonds. The bonds have also stopped paying interest and should be cashed and reinvested. It's not clear from your message whether your state or your family legally represents your uncle in financial matters. If your family does, you can use <a href="http://www.treasurydirect.gov/forms/sav1455.pdf" rel="nofollow" rel="nofollow" rel="nofollow">this form</a> to cash the bond. If the state does, then a representative of the state would have to sign the form. If he has no legally appointed representative, then your family can use <a href="http://www.treasurydirect.gov/forms/sav2513.pdf" rel="nofollow" rel="nofollow" rel="nofollow">this form</a> to redeem the bonds. Tom Adams Mary - From a Savings Bond point of view, your uncle is the sole owner of the bonds. The bonds have also stopped paying interest and should be cashed and reinvested.

It's not clear from your message whether your state or your family legally represents your uncle in financial matters. If your family does, you can use this form to cash the bond. If the state does, then a representative of the state would have to sign the form. If he has no legally appointed representative, then your family can use this form to redeem the bonds.

Tom Adams

]]> by: Mary Fessenden http://www.savings-bond-advisor.com/have-these-bonds-been-cashed/#comment-64956 Fri, 02 Apr 2010 13:28:39 +0000 http://www.savings-bond-advisor.com/have-these-bonds-been-cashed/#comment-64956 My Mother came across Several Saving's Bonds that her Mother had bought back in 60's, 70's. These Bond's are in the name of my Grandmother and her Son. My Grandmother passed 23 years ago and her Son is a ward of the state, living in a nursing home. Her son had been on disability most of his life and my Grandmother had purchased these bonds to take care of his funeral expenses when that time comes. My Mom was the executor of my Grandmothers estate. Is there anyway for my Mom to cash these bonds to have the money to bury her Brother when the time comes. Will these bonds belong to the state that he is warded to ? Thank's for your help. My Mother came across Several Saving's Bonds that her Mother had bought back in 60's, 70's. These Bond's are in the name of my Grandmother and her Son. My Grandmother passed 23 years ago and her Son is a ward of the state, living in a nursing home. Her son had been on disability most of his life and my Grandmother had purchased these bonds to take care of his funeral expenses when that time comes. My Mom was the executor of my Grandmothers estate. Is there anyway for my Mom to cash these bonds to have the money to bury her Brother when the time comes. Will these bonds belong to the state that he is warded to ? Thank's for your help.

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