Comments on: How, why, and when to rollover I bonds http://www.savings-bond-advisor.com/how-when-and-why-to-rollover-i-bonds/ Thu, 18 Mar 2010 11:18:43 +0000 http://wordpress.org/?v=2.0.4 by: Tom Adams http://www.savings-bond-advisor.com/how-when-and-why-to-rollover-i-bonds/#comment-49916 Fri, 23 Oct 2009 16:15:06 +0000 http://www.savings-bond-advisor.com/how-when-and-why-to-rollover-i-bonds/#comment-49916 Kurt - the I bond fixed rate to be announced on Nov 1 2009 is unlikely to be high enough to roll anything into, but if it is I'll have another post like this one. This post is about a situation that occurred three years ago and at this point, of course, is of only historical interest. Tom Adams Kurt - the I bond fixed rate to be announced on Nov 1 2009 is unlikely to be high enough to roll anything into, but if it is I'll have another post like this one.

This post is about a situation that occurred three years ago and at this point, of course, is of only historical interest.

Tom Adams

]]> by: Kurt Hollabaugh http://www.savings-bond-advisor.com/how-when-and-why-to-rollover-i-bonds/#comment-49915 Fri, 23 Oct 2009 16:05:41 +0000 http://www.savings-bond-advisor.com/how-when-and-why-to-rollover-i-bonds/#comment-49915 Hi Tom: Is the information in this article still relevant, and might this be a good time (after Nov.2 - assuming an increased fixed rate for the next 6 months) to roll over some of the I bonds from the last 18 months of low fixed rates? Depending, of course, on whether or not each bond has earned 0 interest the past 3 months. Thanks in advance, Kurt Hi Tom:
Is the information in this article still relevant, and might this be a good time (after Nov.2 - assuming an increased fixed rate for the next 6 months) to roll over some of the I bonds from the last 18 months of low fixed rates? Depending, of course, on whether or not each bond has earned 0 interest the past 3 months.
Thanks in advance,
Kurt

]]> by: Tom Adams http://www.savings-bond-advisor.com/how-when-and-why-to-rollover-i-bonds/#comment-45707 Thu, 06 Aug 2009 15:46:58 +0000 http://www.savings-bond-advisor.com/how-when-and-why-to-rollover-i-bonds/#comment-45707 Rick - my assumption is they prorate it (use the ratio) but I don't know that for sure. My assumption is based on how they would have to do it if these were paper I bonds and you did a partial redemption. They would essentially treat it as if you had gotten two smaller bonds to begin with and you were cashing one of them. Tom Adams Rick - my assumption is they prorate it (use the ratio) but I don't know that for sure.

My assumption is based on how they would have to do it if these were paper I bonds and you did a partial redemption. They would essentially treat it as if you had gotten two smaller bonds to begin with and you were cashing one of them.

Tom Adams

]]> by: Rick S http://www.savings-bond-advisor.com/how-when-and-why-to-rollover-i-bonds/#comment-45687 Wed, 05 Aug 2009 18:59:13 +0000 http://www.savings-bond-advisor.com/how-when-and-why-to-rollover-i-bonds/#comment-45687 Tom, Do you know how Treasury Direct reports a partial I-bond redemption on the INT-1099 in terms of interest and principal? For example, is the redeemed money considered a return of interest first (as is done with partial redemptions from tax-deferred annuities) or as an interest-to-principal ratio? Tom,

Do you know how Treasury Direct reports a partial I-bond redemption on the INT-1099 in terms of interest and principal? For example, is the redeemed money considered a return of interest first (as is done with partial redemptions from tax-deferred annuities) or as an interest-to-principal ratio?

]]> by: Tom Adams http://www.savings-bond-advisor.com/how-when-and-why-to-rollover-i-bonds/#comment-35784 Fri, 06 Feb 2009 15:55:22 +0000 http://www.savings-bond-advisor.com/how-when-and-why-to-rollover-i-bonds/#comment-35784 Theresa - the info you're looking for is <a href="http://www.savings-bond-advisor.com/declaring-interest-on-unredeemed-bonds/" rel="nofollow">here</a>. Tom Adams Theresa - the info you're looking for is here.

Tom Adams

]]> by: THERESA http://www.savings-bond-advisor.com/how-when-and-why-to-rollover-i-bonds/#comment-35737 Thu, 05 Feb 2009 19:58:22 +0000 http://www.savings-bond-advisor.com/how-when-and-why-to-rollover-i-bonds/#comment-35737 Can I claim interest on my income tax on bonds without cashing them Can I claim interest on my income tax on bonds without cashing them

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