Comments on: I bond redemption timing http://www.savings-bond-advisor.com/i-bond-redemption-timing/ Sat, 31 Jul 2010 09:19:58 +0000 http://wordpress.org/?v=2.0.4 by: Tom Adams http://www.savings-bond-advisor.com/i-bond-redemption-timing/#comment-21354 Thu, 29 May 2008 16:56:35 +0000 http://www.savings-bond-advisor.com/i-bond-redemption-timing/#comment-21354 Hi Rhoda - I can't answer your questions because there is too much missing information. I suggest you spend a weekend reading my book. Tom Adams Hi Rhoda - I can't answer your questions because there is too much missing information. I suggest you spend a weekend reading my book.

Tom Adams

]]> by: Rhoda http://www.savings-bond-advisor.com/i-bond-redemption-timing/#comment-21348 Thu, 29 May 2008 14:37:03 +0000 http://www.savings-bond-advisor.com/i-bond-redemption-timing/#comment-21348 I have two $10,000 savings bond that my husbands mother, (both deceased) purchashed for my husband. Am I able to redeem these bonds? Also, what will be the next interest payment date this year? Is it August 1, 2008? If so, how much will it be? Thanks Rhoda I have two $10,000 savings bond that my husbands mother, (both deceased) purchashed for my husband. Am I able to redeem these bonds? Also, what will be the next interest payment date this year? Is it August 1, 2008? If so, how much will it be?
Thanks
Rhoda

]]> by: Mike McCune http://www.savings-bond-advisor.com/i-bond-redemption-timing/#comment-536 Sun, 16 Jul 2006 15:02:51 +0000 http://www.savings-bond-advisor.com/i-bond-redemption-timing/#comment-536 Oops, I meant the higher rates would be paid through this month (July) and then I would have to wait the three months at the new lower rates and start in November to start swapping each month. -Mike. Oops, I meant the higher rates would be paid through this month (July) and then I would have to wait the three months at the new lower rates and start in November to start swapping each month.
-Mike.

]]> by: Mike McCune http://www.savings-bond-advisor.com/i-bond-redemption-timing/#comment-535 Sun, 16 Jul 2006 14:48:13 +0000 http://www.savings-bond-advisor.com/i-bond-redemption-timing/#comment-535 I too thought I could redeem lower fixed rate I-bonds purchased since May '03 and purchase (swap) for newer, higher fixed rates each month starting on august 1, but found by doing the math on my bond wizard using future dates that I was still receiving the higher rates of interest through october. Your link concerning "I-bond rollovers" and the actual rate periods helped confirm what I found. Why does the government make things so confusing? I'm still aggravated that they lowered the rate floor for EE's back in '93; I thought I had my money loaned out for a certain percentage that I wrote on the evelopes only to find out they paid less! I suppose that's the equivalent to the market risk we think we don't have with savings bonds. Thanks for the great website! I too thought I could redeem lower fixed rate I-bonds purchased since May '03 and purchase (swap) for newer, higher fixed rates each month starting on august 1, but found by doing the math on my bond wizard using future dates that I was still receiving the higher rates of interest through october. Your link concerning "I-bond rollovers" and the actual rate periods helped confirm what I found. Why does the government make things so confusing? I'm still aggravated that they lowered the rate floor for EE's back in '93; I thought I had my money loaned out for a certain percentage that I wrote on the evelopes only to find out they paid less! I suppose that's the equivalent to the market risk we think we don't have with savings bonds. Thanks for the great website!

]]> by: Tom Adams http://www.savings-bond-advisor.com/i-bond-redemption-timing/#comment-518 Sun, 09 Jul 2006 18:19:31 +0000 http://www.savings-bond-advisor.com/i-bond-redemption-timing/#comment-518 Steven - July's interest is added to the value of the bond on Aug 1, not on July 1. There's a more detailed look at how this works at <a href="http://www.savings-bond-advisor.com/hold-off-on-series-i-bond-rollovers/" rel="nofollow">Hold off on Series I bond rollovers</a>. Steven - July's interest is added to the value of the bond on Aug 1, not on July 1. There's a more detailed look at how this works at Hold off on Series I bond rollovers.

]]> by: steven isaacson http://www.savings-bond-advisor.com/i-bond-redemption-timing/#comment-516 Sat, 08 Jul 2006 22:33:30 +0000 http://www.savings-bond-advisor.com/i-bond-redemption-timing/#comment-516 tom-the earilest date to cash in an i bond issued 5/05 without forfiting the 6.73% would be july lst because counting back 3 months penalty would be july,june,may 2006.you would get julys interest on the lst thank you tom-the earilest date to cash in an i bond issued 5/05 without forfiting the 6.73% would be july lst because counting back 3 months penalty would be july,june,may 2006.you would get julys interest on the lst thank you

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