Comments on: Is face value as good as it gets? http://www.savings-bond-advisor.com/is-face-value-the-end-of-the-line/ Tue, 16 Mar 2010 21:09:54 +0000 http://wordpress.org/?v=2.0.4 by: Tom Adams http://www.savings-bond-advisor.com/is-face-value-the-end-of-the-line/#comment-48070 Thu, 17 Sep 2009 14:14:58 +0000 http://www.savings-bond-advisor.com/is-face-value-the-end-of-the-line/#comment-48070 Bob - I don't know about your bank, but mine is paying nearly nothing (0.60% to 0.85%). The Savings Bonds are paying twice that. But even if it was the other way around, the difference in dollars over two years wouldn't cover your gas and time to go to the bank to make the transfer. Tom Adams Bob - I don't know about your bank, but mine is paying nearly nothing (0.60% to 0.85%). The Savings Bonds are paying twice that.

But even if it was the other way around, the difference in dollars over two years wouldn't cover your gas and time to go to the bank to make the transfer.

Tom Adams

]]> by: bob http://www.savings-bond-advisor.com/is-face-value-the-end-of-the-line/#comment-48021 Thu, 17 Sep 2009 02:45:26 +0000 http://www.savings-bond-advisor.com/is-face-value-the-end-of-the-line/#comment-48021 My daughter has 10-$100 EE bonds from 2000 & 2001. What would make more interest? To keep them for 2 more years (she'll be 18 then) or cash them in now and put them in a general savings account? My daughter has 10-$100 EE bonds from 2000 & 2001. What would make more interest? To keep them for 2 more years (she'll be 18 then) or cash them in now and put them in a general savings account?

]]> by: Tom Adams http://www.savings-bond-advisor.com/is-face-value-the-end-of-the-line/#comment-46999 Wed, 02 Sep 2009 13:22:40 +0000 http://www.savings-bond-advisor.com/is-face-value-the-end-of-the-line/#comment-46999 Elizabeth - it's impossible to give you an exact number because the rates could change. But they should be worth $85 to $100 each when they stop earning interest. The bonds from the 1980s should do a bit better than the ones from the 1990s. And remember that each bond represents an investment of $25, so you'll be getting back 3.5 to 4 times that. Tom Adams Elizabeth - it's impossible to give you an exact number because the rates could change. But they should be worth $85 to $100 each when they stop earning interest.

The bonds from the 1980s should do a bit better than the ones from the 1990s. And remember that each bond represents an investment of $25, so you'll be getting back 3.5 to 4 times that.

Tom Adams

]]> by: Elizabeth http://www.savings-bond-advisor.com/is-face-value-the-end-of-the-line/#comment-46989 Tue, 01 Sep 2009 16:19:46 +0000 http://www.savings-bond-advisor.com/is-face-value-the-end-of-the-line/#comment-46989 I have four $50.00 Series EE savings bonds - purchase dates are 12/1988, 12/1989, 12/1990 & 6/1994. When each bond reaches its 30th year how much will it be worth? I have four $50.00 Series EE savings bonds - purchase dates are 12/1988, 12/1989, 12/1990 & 6/1994. When each bond reaches its 30th year how much will it be worth?

]]> by: Tom Adams http://www.savings-bond-advisor.com/is-face-value-the-end-of-the-line/#comment-43133 Thu, 18 Jun 2009 16:18:38 +0000 http://www.savings-bond-advisor.com/is-face-value-the-end-of-the-line/#comment-43133 Scott - the zero percent rate is just for the first six months. After that the rate will be higher. You can learn how Series I interest rates work <a href="http://www.savings-bond-advisor.com/series-i-interest-rate-rules/" rel="nofollow">here</a>. Tom Adams Scott - the zero percent rate is just for the first six months. After that the rate will be higher. You can learn how Series I interest rates work here.

Tom Adams

]]> by: Scott http://www.savings-bond-advisor.com/is-face-value-the-end-of-the-line/#comment-42914 Tue, 16 Jun 2009 04:22:39 +0000 http://www.savings-bond-advisor.com/is-face-value-the-end-of-the-line/#comment-42914 Am I reading it right that current I Bonds pay zero perent. I could buy one today hold it for 20 years and it would be worth exactly what I paid for it with no interest ? Am I reading it right that current I Bonds pay zero perent. I could buy one today hold it for 20 years and it would be worth exactly what I paid for it with no interest ?

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