Comments on: Get a list of your US Savings Bonds http://www.savings-bond-advisor.com/list-of-us-savings-bonds-by-ssn/ Wed, 10 Mar 2010 04:43:02 +0000 http://wordpress.org/?v=2.0.4 by: Tom Adams http://www.savings-bond-advisor.com/list-of-us-savings-bonds-by-ssn/#comment-61107 Wed, 03 Mar 2010 20:20:00 +0000 http://www.savings-bond-advisor.com/list-of-us-savings-bonds-by-ssn/#comment-61107 <b>David</b> - In your situation you should be able to cash the bond at a bank without any special forms, however, you will need death certificates for both the aunt and your father, your own ID, and documentation no more than a year old that the court has appointed you Executor. Based on the experience you've had with the bank so far, you'll also need to insist that they call their Savings Bond contacts to confirm that they are able to certify your signature on the bond after seeing all the documentation and accept it for payment. The bank doesn't have to give you cash on the spot but will get your money for you within three weeks. <b>Donna</b> - The owner of the bonds (the children's father) can follow the process at the top of the page. If you purchased the bonds he should include your SSN in the request, as it may be your SSN that's on the bonds. The list will not include any bonds that have been cashed. There's no way to get that information without the serial numbers from the bonds. Tom Adams David - In your situation you should be able to cash the bond at a bank without any special forms, however, you will need death certificates for both the aunt and your father, your own ID, and documentation no more than a year old that the court has appointed you Executor. Based on the experience you've had with the bank so far, you'll also need to insist that they call their Savings Bond contacts to confirm that they are able to certify your signature on the bond after seeing all the documentation and accept it for payment. The bank doesn't have to give you cash on the spot but will get your money for you within three weeks.

Donna - The owner of the bonds (the children's father) can follow the process at the top of the page. If you purchased the bonds he should include your SSN in the request, as it may be your SSN that's on the bonds. The list will not include any bonds that have been cashed. There's no way to get that information without the serial numbers from the bonds.

Tom Adams

]]> by: Donna http://www.savings-bond-advisor.com/list-of-us-savings-bonds-by-ssn/#comment-60939 Wed, 03 Mar 2010 04:45:37 +0000 http://www.savings-bond-advisor.com/list-of-us-savings-bonds-by-ssn/#comment-60939 I purchased Savings Bonds for my Grandchilden listing their father as co-owner. He cannot find them and has not cashed them. There is a chance they could have been cashed by somoneone else. Is it possible for someone other than the co-owner to cash them. I would not think so. Is there a way to get a list of savings bonds purchased for these children listing any that may have been cashed. I purchased Savings Bonds for my Grandchilden listing their father as co-owner. He cannot find them and has not cashed them. There is a chance they could have been cashed by somoneone else. Is it possible for someone other than the co-owner to cash them. I would not think so. Is there a way to get a list of savings bonds purchased for these children listing any that may have been cashed.

]]> by: David http://www.savings-bond-advisor.com/list-of-us-savings-bonds-by-ssn/#comment-60813 Tue, 02 Mar 2010 17:54:23 +0000 http://www.savings-bond-advisor.com/list-of-us-savings-bonds-by-ssn/#comment-60813 Tom - thank you for your prompt assistance... The name on the bond is his aunt (deceased) "OR" himself. He did die last. The Probate is open. The bond was not specifically mentioned in the will however it is among the general assets that are to be distributed equally to me and my two sisters. I am cashing it as the Executor to handle administrative expenses of the estate with the approval of my siblings. re-issuing the bond is not an option at this time. Tom - thank you for your prompt assistance… The name on the bond is his aunt (deceased) "OR" himself. He did die last. The Probate is open. The bond was not specifically mentioned in the will however it is among the general assets that are to be distributed equally to me and my two sisters. I am cashing it as the Executor to handle administrative expenses of the estate with the approval of my siblings. re-issuing the bond is not an option at this time.

]]> by: Tom Adams http://www.savings-bond-advisor.com/list-of-us-savings-bonds-by-ssn/#comment-60792 Tue, 02 Mar 2010 16:27:09 +0000 http://www.savings-bond-advisor.com/list-of-us-savings-bonds-by-ssn/#comment-60792 David - You are correct not to buy what the bank told you. On the other hand, it <i>is</i> complicated. Exactly who is named on the bond? If there is more than one, did your father die last? Is the probate case still open or has it closed? Was the bond specifically mentioned in the will and awarded to you or are you just cashing it as the Executor in preparation to distribute the cash to the heirs? Have you considered having the bond reissued to heirs rather than cashing it? I would need to know all this to tell you which form to use. Tom Adams David - You are correct not to buy what the bank told you.

On the other hand, it is complicated.

Exactly who is named on the bond? If there is more than one, did your father die last? Is the probate case still open or has it closed? Was the bond specifically mentioned in the will and awarded to you or are you just cashing it as the Executor in preparation to distribute the cash to the heirs? Have you considered having the bond reissued to heirs rather than cashing it? I would need to know all this to tell you which form to use.

Tom Adams

]]> by: David http://www.savings-bond-advisor.com/list-of-us-savings-bonds-by-ssn/#comment-60775 Tue, 02 Mar 2010 15:40:47 +0000 http://www.savings-bond-advisor.com/list-of-us-savings-bonds-by-ssn/#comment-60775 Tom, I have inherited a savings bond ($5,000) through my father's estate of which I am also the executor/administrator/power of attorney. What are the proper steps to take to redeem the bond with these credentials? My bank said I need to change the title to my name before they can redeem it but I'm not buying it. What say you? Thanks! Tom,

I have inherited a savings bond ($5,000) through my father's estate of which I am also the executor/administrator/power of attorney. What are the proper steps to take to redeem the bond with these credentials? My bank said I need to change the title to my name before they can redeem it but I'm not buying it. What say you? Thanks!

]]> by: Tom Adams http://www.savings-bond-advisor.com/list-of-us-savings-bonds-by-ssn/#comment-60505 Mon, 01 Mar 2010 15:15:31 +0000 http://www.savings-bond-advisor.com/list-of-us-savings-bonds-by-ssn/#comment-60505 Ryan - Using thumb marks? Your imagination is running wild. The owner of the bonds has to sign them in the presence of a person who certifies the signature using a stamp that is only available at financial institutions. And financial institutions wouldn't certify thumb marks for someone who could sign his name. Nonetheless, if you think the bonds have been stolen, you should <a href="http://www.savings-bond-advisor.com/ask-tom-a-question/" rel="nofollow">contact the Treasury</a>, which handles this on a case-by-case basis. Tom Adams Ryan - Using thumb marks? Your imagination is running wild.

The owner of the bonds has to sign them in the presence of a person who certifies the signature using a stamp that is only available at financial institutions.

And financial institutions wouldn't certify thumb marks for someone who could sign his name.

Nonetheless, if you think the bonds have been stolen, you should contact the Treasury, which handles this on a case-by-case basis.

Tom Adams

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