Comments on: New I bond fixed rate 0.20%; EE 1.40% http://www.savings-bond-advisor.com/new-i-bond-fixed-rate-020-ee-140/ Wed, 08 Feb 2012 16:27:56 +0000 http://wordpress.org/?v=2.0.4 by: Tom Adams http://www.savings-bond-advisor.com/new-i-bond-fixed-rate-020-ee-140/#comment-70196 Mon, 10 May 2010 19:09:41 +0000 http://www.savings-bond-advisor.com/new-i-bond-fixed-rate-020-ee-140/#comment-70196 Steve - there isn't such a thing. They all show redemption values. Tom Adams Steve - there isn't such a thing. They all show redemption values.

Tom Adams

]]> by: Steve http://www.savings-bond-advisor.com/new-i-bond-fixed-rate-020-ee-140/#comment-70087 Sat, 08 May 2010 19:40:57 +0000 http://www.savings-bond-advisor.com/new-i-bond-fixed-rate-020-ee-140/#comment-70087 Tom, Are you aware of a calculator for Savings bonds that will show both the actual value as well as the redemption value for Savings Bonds held under 5 years? Thank you. Tom,
Are you aware of a calculator for Savings bonds that will show both the actual value as well as the redemption value for Savings Bonds held under 5 years? Thank you.

]]> by: Tom Adams http://www.savings-bond-advisor.com/new-i-bond-fixed-rate-020-ee-140/#comment-70005 Fri, 07 May 2010 14:21:48 +0000 http://www.savings-bond-advisor.com/new-i-bond-fixed-rate-020-ee-140/#comment-70005 <b>Sara</b> - The info you're looking for is <a href="http://www.savings-bond-advisor.com/treasury-to-release-new-savings-bond-wizard/" rel="nofollow">here (see comments)</a>. <b>Chemster</b> - No, I'm not surprised. <a href="http://www.savings-bond-advisor.com/series-i-savings-bond-fixed-base-rates/" rel="nofollow" rel="nofollow">Given the rate on 10-year TIPS</a> it's exactly what I would have predicted if the Treasury was predictable. But they aren't. Tom Adams Sara - The info you're looking for is here (see comments).

Chemster - No, I'm not surprised. Given the rate on 10-year TIPS it's exactly what I would have predicted if the Treasury was predictable. But they aren't.

Tom Adams

]]> by: sara http://www.savings-bond-advisor.com/new-i-bond-fixed-rate-020-ee-140/#comment-70004 Fri, 07 May 2010 14:18:31 +0000 http://www.savings-bond-advisor.com/new-i-bond-fixed-rate-020-ee-140/#comment-70004 When the new savings bond wizard goes into effect on May 14th, will I have to re-enter all my bond information (serial numbers, denominations, etc.) from the old one? When the new savings bond wizard goes into effect on May 14th, will I have to re-enter all my bond information (serial numbers, denominations, etc.) from the old one?

]]> by: Chemster http://www.savings-bond-advisor.com/new-i-bond-fixed-rate-020-ee-140/#comment-69964 Fri, 07 May 2010 01:52:28 +0000 http://www.savings-bond-advisor.com/new-i-bond-fixed-rate-020-ee-140/#comment-69964 I know you have no inside track as far as the I bond fixed rates, but in retrospect, were you surprised it went down to 0.2%? I know you have no inside track as far as the I bond fixed rates, but in retrospect, were you surprised it went down to 0.2%?

]]> by: Tom Adams http://www.savings-bond-advisor.com/new-i-bond-fixed-rate-020-ee-140/#comment-69945 Thu, 06 May 2010 19:41:40 +0000 http://www.savings-bond-advisor.com/new-i-bond-fixed-rate-020-ee-140/#comment-69945 TD is showing you the <i>redemption</i> value of the bond, not the <i>actual</i> value. Until a bond is five years old, the redemption value is the actual value minus the most recent three months of interest. So, for the first three months, it appears there's no interest being earned. But it <i>is</i> being earned and is hidden by the early redemption penalty. Tom Adams TD is showing you the redemption value of the bond, not the actual value.

Until a bond is five years old, the redemption value is the actual value minus the most recent three months of interest.

So, for the first three months, it appears there's no interest being earned. But it is being earned and is hidden by the early redemption penalty.

Tom Adams

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