Comments on: Next I Bond inflation component 3.06%

by: Tom Adams

Mon, 16 Nov 2009 15:51:58 +0000

Frank - Read my page on how I bond interest rates work, especially the section called Understanding Rate Periods.

Tom Adams

by: Frank

Fri, 13 Nov 2009 23:47:42 +0000

I'm new to this. I guess I don't understand what you mean when you write this is "what your own I bonds will earn during their next six-month rate period". According to Savingsbonds.gov, most of my of my I-bonds are now earning 0%. I've been purchasing them over the past 10 years. Can you clarify?

by: Tom Adams

Mon, 02 Nov 2009 21:55:51 +0000

Ken - Yes, that is correct. Then in Feb 2010 that bond will start earning 4.68%. For the whole year (Aug 09 to July 10) that averages to 2.34%, which isn't bad for those of us who aren't too big to fail.

Tom Adams

by: Tom Adams

Mon, 02 Nov 2009 17:36:34 +0000

This article originally said the inflation component would be 3.07%. Today the Treasury's official announcement set it at 3.06% and I've adjusted the headline, article, and table accordingly. The Treasury rounds the six-month CPI change to two digits before annualizing it (multiplying by 2) and I failed to do that.

Tom Adams

by: Ken Shiels

Sun, 01 Nov 2009 01:48:41 +0000

My I bonds with an issue date of 02/2003 have earned no interest since August 2009 and, in spite of the new interest rate posted in November, will earn no interest until February 2010. Is this correct?

by: Scot in Kentucky

Thu, 29 Oct 2009 20:48:09 +0000

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