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	<title>Comments on: Savings Bond advice</title>
	<link>http://www.savings-bond-advisor.com/savings-bond-advice/</link>
	<description></description>
	<pubDate>Wed, 10 Mar 2010 04:43:21 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.0.4</generator>

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		<title>by: Tom Adams</title>
		<link>http://www.savings-bond-advisor.com/savings-bond-advice/#comment-56950</link>
		<pubDate>Thu, 28 Jan 2010 15:29:42 +0000</pubDate>
		<guid>http://www.savings-bond-advisor.com/savings-bond-advice/#comment-56950</guid>
					<description>James - the only Social Security Number collected when a Savings Bond is purchased is that of the person making the purchase, so the SSN info you're looking for doesn't exist.

The question of whether your brother can change his mind isn't a Savings Bond question and I don't know the answer. You say he &lt;i&gt;legally&lt;/i&gt; renounced any interest. Show the paperwork to a lawyer and ask what it means. If the agreement was with your mother, it may have become null and void when she died.

If you treat the name as that of your father, the bonds became sole owner bonds in your mother's name at the time of his death. If you proceed from there, the bonds belong to your mother's estate, not to you, and should be distributed according to her will or other court directive. In most states, I think, this means you and your brother (and any other siblings) would split the proceeds.

If you treat the name as your brother's, then they are his bonds and already registered in his name. The solution to your problem is one of those two places or somewhere in between them.

Tom Adams</description>
		<content:encoded><![CDATA[<p>James - the only Social Security Number collected when a Savings Bond is purchased is that of the person making the purchase, so the SSN info you're looking for doesn't exist.</p>
<p>The question of whether your brother can change his mind isn't a Savings Bond question and I don't know the answer. You say he <i>legally</i> renounced any interest. Show the paperwork to a lawyer and ask what it means. If the agreement was with your mother, it may have become null and void when she died.</p>
<p>If you treat the name as that of your father, the bonds became sole owner bonds in your mother's name at the time of his death. If you proceed from there, the bonds belong to your mother's estate, not to you, and should be distributed according to her will or other court directive. In most states, I think, this means you and your brother (and any other siblings) would split the proceeds.</p>
<p>If you treat the name as your brother's, then they are his bonds and already registered in his name. The solution to your problem is one of those two places or somewhere in between them.</p>
<p>Tom Adams
</p>
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		<title>by: James</title>
		<link>http://www.savings-bond-advisor.com/savings-bond-advice/#comment-56932</link>
		<pubDate>Thu, 28 Jan 2010 03:49:04 +0000</pubDate>
		<guid>http://www.savings-bond-advisor.com/savings-bond-advice/#comment-56932</guid>
					<description>Hi, 

Can some one please tell me how or where I can find the social security number(s) of the individuals on series EE bonds? 

Back in 2005, my Mother passed away and I was named Executor of her Estate. On several bonds she purchased, her name is listed on each bond along with either my Father, who passed away many years ago or my Brother. They both share the same first name but have a different middle name. Unfortunately, none of the bonds have an intial to help me establish who the co-owner or beneficiary is. 

Also, my Brother legally renounced any interest in the bonds as well as her estate and basically signed them over to me. If it is indeed his name on the bonds, can he change his mind (it's been four years now since he legally renounced his interest) and have the bonds reissued under his name now? 

Thank you for any assistance you can provide me with.</description>
		<content:encoded><![CDATA[<p>Hi, </p>
<p>Can some one please tell me how or where I can find the social security number(s) of the individuals on series EE bonds? </p>
<p>Back in 2005, my Mother passed away and I was named Executor of her Estate. On several bonds she purchased, her name is listed on each bond along with either my Father, who passed away many years ago or my Brother. They both share the same first name but have a different middle name. Unfortunately, none of the bonds have an intial to help me establish who the co-owner or beneficiary is. </p>
<p>Also, my Brother legally renounced any interest in the bonds as well as her estate and basically signed them over to me. If it is indeed his name on the bonds, can he change his mind (it's been four years now since he legally renounced his interest) and have the bonds reissued under his name now? </p>
<p>Thank you for any assistance you can provide me with.
</p>
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		<title>by: Tom Adams</title>
		<link>http://www.savings-bond-advisor.com/savings-bond-advice/#comment-34096</link>
		<pubDate>Sat, 03 Jan 2009 01:16:10 +0000</pubDate>
		<guid>http://www.savings-bond-advisor.com/savings-bond-advice/#comment-34096</guid>
					<description>Ken - Savings Bonds pay interest for 30 years, so if you don't need the money, there's no reason to start cashing them until 2031. The best time to cash them is right &lt;i&gt;after&lt;/i&gt; they stop paying interest, not right &lt;i&gt;before&lt;/i&gt; they stop paying interest.

Tom Adams</description>
		<content:encoded><![CDATA[<p>Ken - Savings Bonds pay interest for 30 years, so if you don't need the money, there's no reason to start cashing them until 2031. The best time to cash them is right <i>after</i> they stop paying interest, not right <i>before</i> they stop paying interest.</p>
<p>Tom Adams
</p>
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		<title>by: Ken</title>
		<link>http://www.savings-bond-advisor.com/savings-bond-advice/#comment-33947</link>
		<pubDate>Tue, 30 Dec 2008 15:55:57 +0000</pubDate>
		<guid>http://www.savings-bond-advisor.com/savings-bond-advice/#comment-33947</guid>
					<description>I have monthly $200 EE bonds with issue dates 05/2001 - 12/2004.  I'm confused as to when to actually cash them in (some people have said to cash them in after 5 years, and other have said to cash them in right before the maturity date).  I want the maximum value I can get from the bonds.  When should I cash in the bonds?</description>
		<content:encoded><![CDATA[<p>I have monthly $200 EE bonds with issue dates 05/2001 - 12/2004.  I'm confused as to when to actually cash them in (some people have said to cash them in after 5 years, and other have said to cash them in right before the maturity date).  I want the maximum value I can get from the bonds.  When should I cash in the bonds?
</p>
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		<title>by: Tom Adams</title>
		<link>http://www.savings-bond-advisor.com/savings-bond-advice/#comment-33737</link>
		<pubDate>Wed, 24 Dec 2008 15:13:06 +0000</pubDate>
		<guid>http://www.savings-bond-advisor.com/savings-bond-advice/#comment-33737</guid>
					<description>Rey - there's a calculator at the top of this page - right side - where you can look up the current redemption value of any Savings Bond. You'll get the best returns if you hold it for the full 30 years that it pays interest.

Tom Adams</description>
		<content:encoded><![CDATA[<p>Rey - there's a calculator at the top of this page - right side - where you can look up the current redemption value of any Savings Bond. You'll get the best returns if you hold it for the full 30 years that it pays interest.</p>
<p>Tom Adams
</p>
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		<title>by: Rey</title>
		<link>http://www.savings-bond-advisor.com/savings-bond-advice/#comment-33680</link>
		<pubDate>Tue, 23 Dec 2008 19:34:51 +0000</pubDate>
		<guid>http://www.savings-bond-advisor.com/savings-bond-advice/#comment-33680</guid>
					<description>I have a 1986 $500 EE Savings bond--what is it's value today? Should I hold it longer or cash and reinvest?</description>
		<content:encoded><![CDATA[<p>I have a 1986 $500 EE Savings bond&#8211;what is it's value today? Should I hold it longer or cash and reinvest?
</p>
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