Comments on: Savings Bond Alert #019 http://www.savings-bond-advisor.com/savings-bond-alert-019/ Tue, 07 Sep 2010 20:13:00 +0000 http://wordpress.org/?v=2.0.4 by: Tom Adams http://www.savings-bond-advisor.com/savings-bond-alert-019/#comment-296 Wed, 19 Apr 2006 20:57:21 +0000 http://www.savings-bond-advisor.com/savings-bond-alert-019/#comment-296 Darrell - The next I bond rate for your bond depends on when the bond was issued. You can use the table of I bond fixed rates on my page about <a href="http://www.savings-bond-advisor.com/series-i-savings-bond-fixed-base-rates/" rel="nofollow">I bond fixed rates</a> to find out what fixed rates your I bonds pay. Add your fixed rate to the inflation component and you'll basically have what your I bonds will pay during their next six-month rate period. The actual rate will be a bit higher because of an additional adjustment the Treasury makes. If you're asking what the fixed rate will be on new I bonds issued from May through October, we won't know that until the Treasury makes its May 1 rate announcement. Tom - don't forget that the 2.02%, like the 6.73%, is a six-month rate. While you're right that we can tell from the sales figures during the last six months that most I bond investors don't look past the rate for the first six months, the first-year yield on the 6.73% I bonds looks very good compared to other investments that were available last November, although not now. Darrell - The next I bond rate for your bond depends on when the bond was issued. You can use the table of I bond fixed rates on my page about I bond fixed rates to find out what fixed rates your I bonds pay.

Add your fixed rate to the inflation component and you'll basically have what your I bonds will pay during their next six-month rate period. The actual rate will be a bit higher because of an additional adjustment the Treasury makes.

If you're asking what the fixed rate will be on new I bonds issued from May through October, we won't know that until the Treasury makes its May 1 rate announcement.

Tom - don't forget that the 2.02%, like the 6.73%, is a six-month rate. While you're right that we can tell from the sales figures during the last six months that most I bond investors don't look past the rate for the first six months, the first-year yield on the 6.73% I bonds looks very good compared to other investments that were available last November, although not now.

]]> by: Tom http://www.savings-bond-advisor.com/savings-bond-alert-019/#comment-295 Wed, 19 Apr 2006 20:33:28 +0000 http://www.savings-bond-advisor.com/savings-bond-alert-019/#comment-295 If the Treasury doesn't raise the fixed component in May, that means that I-Bonds will be paying a pitiful 2.01%. Bond buyers will jump ship by the thousands in favor of one-year bank CDs; 4.5% CDs are easy to find these days. If the Treasury doesn't raise the fixed component in May, that means that I-Bonds will be paying a pitiful 2.01%. Bond buyers will jump ship by the thousands in favor of one-year bank CDs; 4.5% CDs are easy to find these days.

]]> by: Darrell Mak http://www.savings-bond-advisor.com/savings-bond-alert-019/#comment-294 Wed, 19 Apr 2006 18:16:56 +0000 http://www.savings-bond-advisor.com/savings-bond-alert-019/#comment-294 Hi Tom, So, since we now know that the next I bond inflation component is 1.01%, do you know what the I bond rate will become? THANKS! Hi Tom,

So, since we now know that the next I bond inflation component is 1.01%, do you know what the I bond rate will become?

THANKS!

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