US Savings Bonds/Savings Bonds and competitive investments

Series I Savings Bonds vs the stock market

Monday, January 2nd, 2012
Categorized as: Series I US Savings Bonds • Savings Bonds and competitive investments
125 Comments
Our latest update on the current value of equal monthly investments in the stock market and Series I Savings Bonds.

Full article with comments

In praise of Series EE Savings Bonds!

Thursday, August 18th, 2011
Categorized as: Series EE US Savings Bonds • Savings Bonds and competitive investments
No comments yet
Series EE bonds now have higher rates than equivalent 5- and 20-year Treasury securities.

Full article with comments

Jan 98 Series EE vs the stock market

Tuesday, April 3rd, 2007
Categorized as: Savings Bonds and competitive investments
4 Comments
This is our monthly update to a performance comparison of the January 1998 Series EE Savings Bond and stocks.

Full article with comments

Where is the stock market headed?

Tuesday, November 21st, 2006
Categorized as: Savings Bonds and competitive investments
No comments yet
Some of the folks looking out the windshield see lower-than-expected performance over the next 10 years.

Full article with comments

The Motley Fool on emergency funds

Friday, November 17th, 2006
Categorized as: Savings Bonds and competitive investments
3 Comments
The Motley Fool suggests Series I Savings Bonds as a good place to put your emergency money.

Full article with comments

T-Bill investment rate explained

Tuesday, November 7th, 2006
Categorized as: Savings Bonds and competitive investments
2 Comments
A careful comparison of the rates offered by T-Bills and a high-yield online savings account.

Full article with comments

Do Federal Reserve inflation targets eliminate the need for inflation protection?

Monday, June 12th, 2006
Categorized as: Savings Bonds and competitive investments
5 Comments
What is your stance on Bernanke's goal of keeping inflation limited to 1%-2%? If he is successful, wouldn't that virtually eliminate the need for TIPS and I-bonds?

Full article with comments

Searching for the perfect investment

Thursday, May 25th, 2006
Categorized as: Savings Bonds and competitive investments
No comments yet
I'm looking for a solid tax-free investment. What do you think about Savings Bonds as a long-term investment, say 10 years?

Full article with comments

Series I bonds versus bank CDs

Thursday, May 4th, 2006
Categorized as: Series I US Savings Bonds • Savings Bonds and competitive investments
3 Comments
It's difficult to see how I bonds are a good deal when 1-year bank CDs are paying over 5%.

Full article with comments

Roth IRAs and inflation-protected securities

Friday, April 14th, 2006
Categorized as: Series I US Savings Bonds • Savings Bonds and competitive investments • TIPS
3 Comments
Can I buy a Series I Savngs Bond through TreasuryDirect as a Roth IRA? If not, how do I purchase an I bond or TIPS and establish a Roth IRA with it?

Full article with comments

Should I reinvest my Savings Bonds in an annuity?

Thursday, March 23rd, 2006
Categorized as: Savings Bonds and competitive investments
2 Comments
I have six $10,000 EE bonds purchased in 1995, 96, and 97. Would it be worth my while to cash these bonds in and purchase an annuity?

Full article with comments

Bankrate.com's CD interest rates

Monday, March 20th, 2006
Categorized as: Savings Bonds and competitive investments
No comments yet
These charts show the trend in average bank CD rates over the last three months and are automatically updated daily.

Full article with comments

Bankrate.com's current interest rate table

Friday, March 17th, 2006
Categorized as: Savings Bonds and competitive investments
1 Comment
This long list of bank account and CD interest rates is updated every day by Bankrate.com and is republished here with its permission.

Full article with comments

Morningstar creates TIPS fund category

Wednesday, March 8th, 2006
Categorized as: Savings Bonds and competitive investments • TIPS
No comments yet
Morningstar.com, an advisory service for individual investors, has created a separate category for mutual funds that invest primarily in TIPS, the Treasury's marketable-security version of Series I Savings Bonds.

Full article with comments

What's the average investment in Savings Bonds?

Monday, March 6th, 2006
Categorized as: Savings Bond FAQ • Savings Bonds and competitive investments
No comments yet
Today we apply a little math to government statistics and lose our socks over the number of people who could have very large Savings Bond investments.

Full article with comments

Suze Orman likes Roth IRAs

Wednesday, March 1st, 2006
Categorized as: Savings Bonds and competitive investments
1 Comment
I sometimes watch the Suze Orman show and she always brings up that everyone should pretty much just invest in a Roth IRA. She rarely brings up anything about Series I bonds. Could you briefly explain the differences between the two.

Full article with comments

Does the effect of compounding outweigh higher rates?

Friday, February 17th, 2006
Categorized as: Savings Bonds and competitive investments
2 Comments
Interest on Savings Bonds is compounded twice a year whereas interest on savings accounts compounds daily. Will the impact of compounding more than offset the higher interest rate of Savings Bonds?

Full article with comments

Savings Bonds and Treasury Securities

Thursday, February 2nd, 2006
Categorized as: Series I US Savings Bonds • Savings Bonds and competitive investments • TIPS
5 Comments
Why does the U.S. Treasury finance part of the national debt with Savings Bonds rather than with Treasury notes and bonds that are much cheaper? T-bonds with a maturity of 5/15/30 are trading with a yield of about 4.7% this morning while the rate on I Bonds is 6.73%.

Full article with comments

Savings Bonds and IRAs

Monday, June 6th, 2005
Categorized as: Savings Bonds and competitive investments
No comments yet
Neil Downing at the Providence (RI) Journal has published the most extensive article I've ever seen on Savings Bonds and IRAs.

Full article with comments

Roth IRAs and Savings Bonds

Thursday, March 3rd, 2005
Categorized as: Savings Bonds and competitive investments
1 Comment
Can I invest my Roth IRA funds in Savings Bonds?

Full article with comments

Savings Bonds as emergency funds

Thursday, December 23rd, 2004
Categorized as: Savings Bonds and competitive investments
2 Comments
I know that you can't cash in a series EE savings bond within a year, but what happens if it is a real financial emergency and the funds are needed?

Full article with comments

Are Savings Bond rates too low?

Monday, September 27th, 2004
Categorized as: Savings Bonds and competitive investments
No comments yet
If I bought a $1,000 Savings Bond today for $500 and it takes 20 years for it to reach face value, thats only $25 a year interest. This doesn't seem like much.

Full article with comments

Savings Bonds vs. the Money Market

Thursday, September 9th, 2004
Categorized as: Savings Bonds and competitive investments
No comments yet
Assuming that I have $50,000 in a money market account, would it be advisable to pull it out and buy Savings Bonds with that money?

Full article with comments

Annuities versus Savings Bonds

Tuesday, August 24th, 2004
Categorized as: Savings Bonds and competitive investments
No comments yet
Be careful when the annuity salesman pays a visit. "You make a fortune on the headline and then the fine print takes it all back," is how insider jokes summarize annuities.

Full article with comments

Competitive misinformation

Friday, August 20th, 2004
Categorized as: Savings Bonds and competitive investments
No comments yet
Savings Bonds aren't a bank product. Although banks, savings and loans, and credit unions often handle Savings Bonds transactions, they would much rather that you deposit your money with them than with the Treasury.

Full article with comments

Savings Bond Calculator



Help

Savings Bond
Questions

Get an answer to your questions from the Treasury's Savings Bonds team.

Click below to ask a question.

Ask the Treasury

TreasuryDirect

Invest online in Savings Bonds or
marketable Treasury securities.

Deal directly with the U.S. Treasury.

More info

Enroll

Log in