US Savings Bonds/Inheriting and bequeathing US Savings Bonds

Should we add our children’s names to our Savings Bonds?

Thursday, August 31st, 2006
Categorized as: Inheriting and bequeathing US Savings Bonds
16 Comments
My wife and I are elderly and we are wondering if we should change our EE bonds from both our names to add our children's names so that when we die they will not have any problem cashing them in.

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Family’s well-hidden Savings Bonds found in trash

Monday, July 24th, 2006
Categorized as: Inheriting and bequeathing US Savings Bonds
9 Comments
Don't hide your stuff too well.

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Using Treasury Hunt to find forgotten Savings Bonds

Friday, May 19th, 2006
Categorized as: Lost or stolen US Savings BondsInheriting and bequeathing US Savings Bonds
16 Comments
The Treasury has an online system called Treasury Hunt that can help you find Savings Bonds you don't know about.

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Should the elderly redeem their bonds before passing them to heirs?

Tuesday, March 28th, 2006
Categorized as: Savings Bond taxesInheriting and bequeathing US Savings Bonds
18 Comments
My dad is 92 and in pretty good health. He has a large investment in Savings Bonds. Should he cash the bonds in or leave them to be cashed after his death?

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Savings Bonds, estate planning, living trusts, and avoiding probate

Tuesday, February 28th, 2006
Categorized as: Savings Bond taxesInheriting and bequeathing US Savings Bonds
16 Comments
What is a living trust? What is probate? What are the problems of living trusts? How do Saving Bonds fit into all this? What about about estate taxes?

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Changing the registration on inherited sole-owner US Savings Bonds

Friday, February 3rd, 2006
Categorized as: Savings Bond registration changesInheriting and bequeathing US Savings Bonds
2 Comments
I am the beneficiary of my brother's estate. He owned Series E Savings Bonds that were registered with him as sole owner and no beneficiary. Can these bonds be registered in my name, thus escaping any taxation until I redeem the bonds?

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How to redeem or update a Savings Bond registration when you are co-owner or beneficiary of an inherited bond

Wednesday, November 9th, 2005
Categorized as: Savings Bond registration changesCashing in US Savings BondsInheriting and bequeathing US Savings Bonds
31 Comments
My husband has passed away and I would like to redeem some of our savings bonds and change the registration on some. I am named on the bonds as a co-owner. We have E and EE, I and HH bonds. How do I do this?

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Executor’s options

Tuesday, March 22nd, 2005
Categorized as: Inheriting and bequeathing US Savings Bonds
13 Comments
Can the Executor of an estate choose to cash in and pay taxes on a partial amount of a bond inventory?

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Should the heirs or the estate pay the tax?

Friday, February 18th, 2005
Categorized as: Inheriting and bequeathing US Savings Bonds
8 Comments
My brother and I inherited a large sum of E and EE bonds upon my mother's death. Would be more beneficial from a tax standpoint to have the estate redeem the bonds and pay the income taxes, or for me and my brother to redeem the bonds and pay the taxes?

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Stepped-up cost basis for inherited Savings Bonds?

Monday, February 7th, 2005
Categorized as: Inheriting and bequeathing US Savings Bonds
2 Comments
We have inherited some savings bonds and have cashed them. How do we establish a cost basis at the point of death for calculating our taxable income of the interest?

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Terminally ill owner of Savings Bonds

Thursday, January 27th, 2005
Categorized as: Savings Bond registration changesInheriting and bequeathing US Savings Bonds
No comments yet
My mother has terminal lung cancer and is too ill to take care of this, so I told her I would do it for her. She has a lot of series EE savings bonds. Some of the bonds are in her name along with my younger sister who died three years ago. I really don't know that much about bonds and what to do with them.

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Do savings bonds become worthless when the owner dies?

Thursday, January 13th, 2005
Categorized as: Inheriting and bequeathing US Savings Bonds
No comments yet
My aunt recently presented me with several savings bonds she purchased about 25 years ago. They are made out to her or me, but her social security number is on them while mine is not. Somebody told me that without my social security number on the bonds, I can't redeem them. They said I have to get her to redeem them, or once she dies, they become totally worthless. Is this true?

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Putting savings bonds into a trust

Friday, January 7th, 2005
Categorized as: Savings Bond registration changesInheriting and bequeathing US Savings Bonds
11 Comments
I'm looking for the form I need to put my savings bonds into a family trust.

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Type of death certificate required

Thursday, January 6th, 2005
Categorized as: Savings Bond registration changesInheriting and bequeathing US Savings Bonds
6 Comments
My mother died and left her Series EE Bonds, which are registred in her name only, to her grandchildren. Do they each need an original of her death certificate to have the registration changed or would a copy of the original suffice?

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Inherited Savings Bonds

Tuesday, December 28th, 2004
Categorized as: Inheriting and bequeathing US Savings Bonds
3 Comments
I am being appointed executor of my sister's estate. It consists of Series E and EE bonds. An accountant has recommended dividing the bonds and cashing a few at a time over future years. I would appreciate your suggestions.

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Possession is 0% of the law

Thursday, December 9th, 2004
Categorized as: Savings Bond registration changesLost or stolen US Savings BondsInheriting and bequeathing US Savings Bonds
20 Comments
When I filled out the forms to cash them, the Treasury said I couldn't have the money and instead gave it (almost $15,000!) to my father and his brothers and sisters. Whatever happened to possession is 9/10's of the law?

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Savings Bonds and the death of a child

Friday, November 26th, 2004
Categorized as: Inheriting and bequeathing US Savings Bonds
No comments yet
We recently lost our daughter in a automobile accident. She was 19 with a four-month old daughter that we are now raising. I had bought savings bonds for her education and would like to know how I can transfer the bonds into her daughter's name?

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Using Savings Bonds to avoid the cost of probate court

Thursday, October 28th, 2004
Categorized as: Inheriting and bequeathing US Savings Bonds
No comments yet
Once a Savings Bond is purchased, can you go back and list a co-owner? At my death, would this avoid having the Savings Bonds end up in court and go through the cost of probate? I just want to keep it simple and maybe make my two sons equal co-owners.

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How to update Savings Bond registrations when a co-owner dies

Friday, October 8th, 2004
Categorized as: Savings Bond registration changesInheriting and bequeathing US Savings Bonds
27 Comments
My husband was co-owner on my Savings Bonds. He has passed away. How do I get the beneficiary changed?

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Inheriting Savings Bonds

Wednesday, September 15th, 2004
Categorized as: Inheriting and bequeathing US Savings Bonds
No comments yet
When a son or daughter inherits Saving Bonds from their parent's estate, do they pay taxes on the interest when they cash them in?

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Inheriting US Savings Bonds

Wednesday, September 8th, 2004
Categorized as: Inheriting and bequeathing US Savings Bonds
29 Comments
When a Savings Bond is registered to a person who is deceased, how does the executor of the estate for the deceased person have the bond transfered to another name?

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Have these bonds been cashed?

Monday, August 23rd, 2004
Categorized as: Lost or stolen US Savings BondsInheriting and bequeathing US Savings Bonds
101 Comments
I am executor for my late aunt. While going through her financial paperwork, I found a record book of Series E bonds she purchased during the years 1942 through 1946. How can I find out if the bonds have been redeemed or if they are still active and need to be redeemed as part of her estate?

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Who pays the tax on inherited Savings Bonds - estate or heirs?

Thursday, July 22nd, 2004
Categorized as: Savings Bond taxesInheriting and bequeathing US Savings Bonds
20 Comments
I have inherited some E and EE bonds. If I cash some of them does the estate have to pay tax on the interest they've earned? They were in my mother's name and Social Security Number.

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