US Savings Bonds/Savings Bond interest rates

All about Savings Bond rate periods

Tuesday, January 25th, 2005

Categorized as: Savings Bond interest rates

2 Comments

It's impossible to understand Savings Bond interest rates until you understand how rate periods work.

Full article with comments

Savings Bond rate vs yield

Tuesday, March 29th, 2005

Categorized as: Savings Bond interest rates

No comments yet

I don't understand why the Savings Bond Calculator and Savings Bond Wizard show the rate and yield of my Savings Bonds as different. How they are the rate and yield computed?

Full article with comments

What happened to my guaranteed interest rate of 6%?

Monday, November 7th, 2005

Categorized as: Series EE US Savings Bonds • Savings Bond interest rates

6 Comments

Your Savings Bond Calculator shows that an EE bond issued in January 1993 is earning 4%. I understood that Savings Bonds issued through March 1993 had a guaranteed minimum of 6%. Would you clarify?

Full article with comments

Confounding compounding calculations

Thursday, December 8th, 2005

Categorized as: Savings Bond interest rates • Current value of a US Savings Bond

2 Comments

How is the interest on Savings Bonds compounded? I've tried to apply the interest rate to the values in TreasuryDirect, but I never get the same answer the Treasury does.

Full article with comments

How Series I Savings Bond interest rates work

Thursday, December 15th, 2005

Categorized as: Series I US Savings Bonds • Savings Bond interest rates

34 Comments

Most Series I Savings Bond investors have no idea that every I bond's rate not only changes every six months, but can swing widely between an eye-poppingly high rate and zero. Here's how this works.

Full article with comments

How to collect HH-like interest payments from series EE or I savings bonds

Friday, January 27th, 2006

Categorized as: Treasury Direct • Series HH or H US Savings Bonds • Savings Bond interest rates

3 Comments

I have EE bonds from 1992 and 1993. I'm thinking about converting them into HH bonds. Do they still have those? I'd like to collect the interest from the bonds.