US Savings Bonds/Cashing in US Savings Bonds

How to cash in a savings bond

Wednesday, July 7th, 2004
Categorized as: Cashing in US Savings Bonds
163 Comments
I'd like to cash in a savings bond. Can you you please tell me how to do so?

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Do Savings Bonds have to mature before I can cash them?

Thursday, July 29th, 2004
Categorized as: Cashing in US Savings Bonds
18 Comments
I have several Savings Bonds in my childrens' names. I want to cash them in for college, but I am not sure when they mature.

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How much are my Savings Bonds worth?

Friday, July 30th, 2004
Categorized as: Cashing in US Savings Bonds
20 Comments
I have many Series EE bonds I'd like to cash in, but I would like to know the dollar amount I'd be receiving before I take them to the bank. Is there a web site that would allow me to do this myself?

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Interest penalty for cashing Savings Bonds before five years

Friday, August 6th, 2004
Categorized as: Cashing in US Savings Bonds
10 Comments
I am cashing Series EE Savings Bonds and I want to cash the ones with the worst interest. I looked them up and noticed that some bonds have a three-month interest penalty. What does the penalty mean and does it affect my taxes? Do these bonds still carry the college education tax exemption?

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What’s the best day to cash Savings Bonds?

Friday, August 13th, 2004
Categorized as: Cashing in US Savings Bonds
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Is one day better than another for cashing Savings Bonds?

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How to act for an incapacitated Savings Bond owner

Tuesday, October 5th, 2004
Categorized as: Cashing in US Savings BondsSavings Bond registration changes
9 Comments
I recently received Power of Attorney for my cousin who has had several strokes. He has Savings Bonds but he cannot sign them. My bank says to send them to a Federal Reserve Bank, but how do I get them signed?

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Redeeming 100 Savings Bonds

Tuesday, November 2nd, 2004
Categorized as: Cashing in US Savings Bonds
3 Comments
We have a client who has more than 100 Savings Bonds she would like to redeem. She is unable to sign very easily and certainly would not be able to sign every bond. Is there a process which would only require minimal signing?

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ID requirements to redeem Savings Bonds

Thursday, November 18th, 2004
Categorized as: Cashing in US Savings Bonds
14 Comments
I work for a nursing home and one of our residents has bonds she needs to redeem. However, she has no ID. How can we help her get these bonds redeemed?

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Whose signature is needed to redeem co-owner savings bonds?

Wednesday, December 8th, 2004
Categorized as: Cashing in US Savings Bonds
14 Comments
Over the years we have purchased Series E/EE bonds. The bonds have been purchased on a co-owner basis with our grandchildren as co-owners. If we redeem them will our minor grandchildren need to sign them as well?

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Which of my Savings Bonds should I cash in?

Monday, December 20th, 2004
Categorized as: Cashing in US Savings Bonds
30 Comments
I have to cash some savings bonds. To decide which ones to cash, do I use the rate or the yield? Is it better to cash in the most recent ones having earned little interest or older ones?

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Can a co-owner cash a Savings Bond without the owner’s permission?

Wednesday, January 5th, 2005
Categorized as: Cashing in US Savings Bonds
24 Comments
My son was owner of some Savings Bonds and his dad was co-owner. What happens if his dad took the Savings Bonds and cashed them without my son's signature? Can he do that? And what can I do to get his money back?

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Redeeming Series H/HH Savings Bonds

Wednesday, January 19th, 2005
Categorized as: Cashing in US Savings BondsSeries HH or H US Savings Bonds
56 Comments
I inherited some HH Bonds about three years ago. I receive interest every six months which would be this month and in June. I want to cash at least one of them in. Do I do it now? My bank will not cash it, so how do I proceed?

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Whose signature is needed when cashing in a minor’s Savings Bond?

Friday, January 28th, 2005
Categorized as: Cashing in US Savings Bonds
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How does a minor cash a Savings Bond if they aren't old enough to sign or don't have an ID?

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How much should I hold back for taxes on my Savings Bond interest income?

Thursday, February 17th, 2005
Categorized as: Cashing in US Savings BondsSavings Bond taxes
6 Comments
I have some Savings Bonds reaching final maturity. I'd like to redeem them and reinvest in new Savings Bonds. How much of the interest income should I hold back for taxes rather than reinvesting?

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When can a child cash Savings Bonds?

Wednesday, February 23rd, 2005
Categorized as: Cashing in US Savings Bonds
11 Comments
I have been purchasing bonds for my grandchildren since they were born. The bonds are in their names and social security numbers. At what age can they start cashing them in?

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Which of our Series I Savings Bonds should we redeem?

Friday, August 26th, 2005
Categorized as: Cashing in US Savings BondsSeries I US Savings Bonds
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We need some advice on cashing in Series I bonds. We are purchasing a new house and we need some cash. We have approximately $30,000.00 in I bonds and we would like to cash in about $8,000.00.

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How to redeem or update a Savings Bond registration when you are co-owner or beneficiary of an inherited bond

Wednesday, November 9th, 2005
Categorized as: Cashing in US Savings BondsInheriting and bequeathing US Savings BondsSavings Bond registration changes
31 Comments
My husband has passed away and I would like to redeem some of our savings bonds and change the registration on some. I am named on the bonds as a co-owner. We have E and EE, I and HH bonds. How do I do this?

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Cashing Savings Bonds internationally

Wednesday, January 25th, 2006
Categorized as: Cashing in US Savings Bonds
18 Comments
I own U.S. Savings Bonds that I'd like to redeem, but I don't live in the U.S. What do I do?

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Power of attorney for Savings Bonds

Wednesday, February 1st, 2006
Categorized as: Cashing in US Savings BondsSavings Bond registration changes
6 Comments
My dad has some Savings Bonds that he would like to cash in. The problem is that he is in the hospital with kidney failure and can't go to a bank. How does one go about doing this?

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Timing of Savings Bond early-redemption penalty

Monday, March 27th, 2006
Categorized as: Cashing in US Savings Bonds
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Does the five-year holding period required to avoid an early-redemption penalty end five years after a Savings Bond's exact issue date?

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Do Savings Bond purchase limits impact rollovers?

Monday, June 19th, 2006
Categorized as: Buying US Savings BondsCashing in US Savings BondsSeries I US Savings Bonds
3 Comments
I have been investing the $30,000 maximum in Series I Savings Bonds every year. Is the $30K limit only for new bonds or does it include rollovers?

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Should I cash Savings Bonds to pay off a loan?

Monday, July 17th, 2006
Categorized as: Cashing in US Savings Bonds
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Should I cash in Series EE Savings Bonds issued in 1991 to pay off current debt with interest rates at plus 6%?

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How do I cash torn Savings Bonds with pieces missing?

Friday, July 28th, 2006
Categorized as: Cashing in US Savings BondsLost or stolen US Savings Bonds
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I have two series E Savings Bonds which are torn in half. I would like to cash them in. What do I need to do?

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Does Savings Bond Calculator include penalties?

Wednesday, August 9th, 2006
Categorized as: Cashing in US Savings BondsCurrent value of a US Savings Bond
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My I bonds are less than five years old. Does your Savings Bond Calculator take into consideration the three-month interest penalty for redemption before five years?

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Civil suits and Savings Bonds

Monday, November 20th, 2006
Categorized as: Cashing in US Savings Bonds
3 Comments
Can Savings Bonds be seized as an asset in a civil suit?

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How to get your money back on chain letter Savings Bonds

Monday, March 26th, 2007
Categorized as: Cashing in US Savings Bonds
1 Comment
Can I redeem a Savings Bond I bought for a chain letter scheme but never mailed?

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Can you cancel a recent Savings Bond purchase?

Wednesday, January 9th, 2008
Categorized as: Cashing in US Savings Bonds
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How can I cancel a Series EE Bond that I purchased last month? The person I gave the bond to does not want it.

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Savings Bond disaster relief programs

Monday, September 15th, 2008
Categorized as: Cashing in US Savings BondsLost or stolen US Savings Bonds
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Information on special rules for the redemption or replacement of Savings Bonds after a natural disaster.

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If your bank won’t handle your Savings Bond transaction, the Federal Reserve will

Tuesday, April 1st, 2014
Categorized as: Buying US Savings BondsCashing in US Savings Bonds
91 Comments
If you can't find a bank that will handle a Savings Bond purchase or redemption transaction for you, and you don't want to open a TreasuryDirect account, you can work with a Federal Reserve bank by mail.

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Additional search terms for Cashing in US Savings Bonds

Guide to where to and how to cash or cash in series ee and i us savings bonds, cashing or cashing in us savings bonds, redeem or redeeming us savings bonds redemption.

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