Series EE fixed interest rates
Monday, May 16th, 2005
Categorized as: Series EE US Savings Bonds • Savings Bond interest rates
Series EE Savings Bonds issued in May 2005 and later have interest rates that are fixed for 20 years. At that point the Treasury has the right to change the rate for the final ten years that the bond will pay interest.
These Savings Bonds are also guaranteed to double in value in 20 years, which is an implied interest rate of 3.50% if you can hold on that long. When the fixed-base rate is above 3.50%, the bonds will double in value faster than the guarantee.
Series EE Savings Bond fixed interest rates |
|||
| Issue Date | Fixed Rate |
20-year guarantee |
|
| May 05 - Oct 05 | 3.50% | 3.50% | |
| Nov 05 - Apr 06 | 3.20% | 3.50% | |
| May 06 - Oct 06 | 3.70% | 18 years 11 months | |
| Nov 06 - Apr 07 | 3.60% | 19 years 5 months | |
| May 07 - Oct 07 | 3.40% | 3.50% | |




What about Series EE Savings Bonds issued before May 2005? I have a portfolio containing: 4 bonds issued Jan 1993, 2 bonds issued Dec 1996, and 1 issued Jan 1998. 1)It appears that all of the interest rates are variable, is that correct? 2)Does the same doubling principle hold true, i.e. are these bonds guaranteed to double in value in 20 years?
Thanks-Britt
Brittany - These links go to the information you're looking for: