Comments on: How Series I Savings Bond interest rates work http://www.savings-bond-advisor.com/series-i-interest-rate-rules/ Wed, 20 Aug 2008 11:52:25 +0000 http://wordpress.org/?v=2.0.4 by: Tom Adams http://www.savings-bond-advisor.com/series-i-interest-rate-rules/#comment-21626 Fri, 06 Jun 2008 13:14:13 +0000 http://www.savings-bond-advisor.com/series-i-interest-rate-rules/#comment-21626 Barbara - start with the ones with the lowest <b>fixed</b> rate. There's a list <a href="http://www.savings-bond-advisor.com/series-i-savings-bond-fixed-base-rates/" rel="nofollow">here (table at bottom of text)</a>. Tom Adams Barbara - start with the ones with the lowest fixed rate. There's a list here (table at bottom of text).

Tom Adams

]]> by: Barbara http://www.savings-bond-advisor.com/series-i-interest-rate-rules/#comment-21574 Thu, 05 Jun 2008 18:44:23 +0000 http://www.savings-bond-advisor.com/series-i-interest-rate-rules/#comment-21574 Thanks for the great information. So, in deciding which I bonds to use first for my son's education I should start with the ones with the lowest rate not the lowest yield? Thanks for the great information. So, in deciding which I bonds to use first for my son's education I should start with the ones with the lowest rate not the lowest yield?

]]> by: Ethan Finneran http://www.savings-bond-advisor.com/series-i-interest-rate-rules/#comment-20932 Tue, 20 May 2008 20:53:28 +0000 http://www.savings-bond-advisor.com/series-i-interest-rate-rules/#comment-20932 Tom: Perfectly put. Thanks. Ethan. Tom:
Perfectly put. Thanks.
Ethan.

]]> by: Tom Adams http://www.savings-bond-advisor.com/series-i-interest-rate-rules/#comment-20928 Tue, 20 May 2008 14:45:30 +0000 http://www.savings-bond-advisor.com/series-i-interest-rate-rules/#comment-20928 Ethan - yes, I bonds earn compound interest (interest on interest). The compounding occurs semiannually (every six months). Although the redemption value of an I bond goes up every month - that is, interest is added to the I bond for redemption purposes monthly - for compounding purposes the interest is added to the I bond's value on a six-month cycle. Tom Adams Ethan - yes, I bonds earn compound interest (interest on interest). The compounding occurs semiannually (every six months).

Although the redemption value of an I bond goes up every month - that is, interest is added to the I bond for redemption purposes monthly - for compounding purposes the interest is added to the I bond's value on a six-month cycle.

Tom Adams

]]> by: Ethan http://www.savings-bond-advisor.com/series-i-interest-rate-rules/#comment-20901 Mon, 19 May 2008 21:47:10 +0000 http://www.savings-bond-advisor.com/series-i-interest-rate-rules/#comment-20901 Hi Tom. Just a "stupid question" to clarify an important point: Do the I-Bonds cumulate interest and then continue to pay interest on the interest? Assuming they do, when are adjustments made to the amount of principal or, alternatively, how is the cumulative interest calculated. Thanks again for your fine work. Ethan. Hi Tom. Just a "stupid question" to clarify an important point: Do the I-Bonds cumulate interest and then continue to pay interest on the interest? Assuming they do, when are adjustments made to the amount of principal or, alternatively, how is the cumulative interest calculated. Thanks again for your fine work. Ethan.

]]> by: Tom Adams http://www.savings-bond-advisor.com/series-i-interest-rate-rules/#comment-19694 Thu, 24 Apr 2008 14:27:55 +0000 http://www.savings-bond-advisor.com/series-i-interest-rate-rules/#comment-19694 Hi Nik - thanks for your comments; not sure what you mean though. Are you talking about the comments after messages, like yours? It's a rare web site that posts comments starting from the newest - I'm sticking with the expected order. Otherwise, except in subject categories where the date is irrelevant and posts are sorted most important to least important, postings here <i>are</i> listed newest first, such as <a href="http://www.savings-bond-advisor.com/" rel="nofollow">here</a> and <a href="http://www.savings-bond-advisor.com/savings-bonds/tips/" rel="nofollow">here</a>. Tom Adams Hi Nik - thanks for your comments; not sure what you mean though. Are you talking about the comments after messages, like yours? It's a rare web site that posts comments starting from the newest - I'm sticking with the expected order.

Otherwise, except in subject categories where the date is irrelevant and posts are sorted most important to least important, postings here are listed newest first, such as here and here.

Tom Adams

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