Comments on: Should I roll over my November 2005 I bonds? http://www.savings-bond-advisor.com/should-i-roll-over-my-november-2005-i-bonds/ Wed, 08 Feb 2012 17:49:22 +0000 http://wordpress.org/?v=2.0.4 by: Tom Adams http://www.savings-bond-advisor.com/should-i-roll-over-my-november-2005-i-bonds/#comment-1180 Wed, 01 Nov 2006 17:42:03 +0000 http://www.savings-bond-advisor.com/should-i-roll-over-my-november-2005-i-bonds/#comment-1180 Pieter - My opinion is that you shouldn't have switched, but since you did, now would be a good time to go back to I bonds. Pieter - My opinion is that you shouldn't have switched, but since you did, now would be a good time to go back to I bonds.

]]> by: Pieter http://www.savings-bond-advisor.com/should-i-roll-over-my-november-2005-i-bonds/#comment-1179 Wed, 01 Nov 2006 17:22:33 +0000 http://www.savings-bond-advisor.com/should-i-roll-over-my-november-2005-i-bonds/#comment-1179 I buy bonds like smokers buy cigarettes, but recently I stopped buying I bonds and started buying ee bonds. When should I go back to I bonds? I buy bonds like smokers buy cigarettes, but recently I stopped buying I bonds and started buying ee bonds. When should I go back to I bonds?

]]> by: Tom Adams http://www.savings-bond-advisor.com/should-i-roll-over-my-november-2005-i-bonds/#comment-1044 Mon, 23 Oct 2006 14:30:33 +0000 http://www.savings-bond-advisor.com/should-i-roll-over-my-november-2005-i-bonds/#comment-1044 Paul - if you cash in November, you lose August, September, and October. I believe the information you're looking for is in this article <a href="http://www.savings-bond-advisor.com/hold-off-on-series-i-bond-rollovers/" rel="nofollow">from May 2</a>. Paul - if you cash in November, you lose August, September, and October.

I believe the information you're looking for is in this article from May 2.

]]> by: paul http://www.savings-bond-advisor.com/should-i-roll-over-my-november-2005-i-bonds/#comment-997 Thu, 19 Oct 2006 16:37:35 +0000 http://www.savings-bond-advisor.com/should-i-roll-over-my-november-2005-i-bonds/#comment-997 Is there a place where you can see the % interest you are earning based on the month you bought the bond as well as which 3 months interst you are giving up if you redeem before 5 years. For example, for I bonds bought October 2005, If I want to cash in November. The interst in Novemeber is 2.21%. However, if I cash out. I would lose September, October, & November's interst? or August, September & October? not sure which one is correct, and have those rates listed, so you know which interest rates you are giving up. Is there a place where you can see the % interest you are earning based on the month you bought the bond as well as which 3 months interst you are giving up if you redeem before 5 years.

For example, for I bonds bought October 2005, If I want to cash in November. The interst in Novemeber is 2.21%. However, if I cash out. I would lose September, October, & November's interst? or August, September & October? not sure which one is correct, and have those rates listed, so you know which interest rates you are giving up.

]]> by: Tom Adams http://www.savings-bond-advisor.com/should-i-roll-over-my-november-2005-i-bonds/#comment-963 Tue, 17 Oct 2006 14:12:18 +0000 http://www.savings-bond-advisor.com/should-i-roll-over-my-november-2005-i-bonds/#comment-963 Ken - that's right; when you do a rollover like this, you have to include the interest your old bonds have earned in your income. The interest shown on the 1099-INT is what you actually receive. For example, the 1099 for 11/05 bonds rolled over in 11/06 would just show nine months of interest, not separate entries for twelve months of interest minus the penalty amount. Ken - that's right; when you do a rollover like this, you have to include the interest your old bonds have earned in your income. The interest shown on the 1099-INT is what you actually receive.

For example, the 1099 for 11/05 bonds rolled over in 11/06 would just show nine months of interest, not separate entries for twelve months of interest minus the penalty amount.

]]> by: Ken http://www.savings-bond-advisor.com/should-i-roll-over-my-november-2005-i-bonds/#comment-958 Mon, 16 Oct 2006 23:26:37 +0000 http://www.savings-bond-advisor.com/should-i-roll-over-my-november-2005-i-bonds/#comment-958 I guess you also have to consider taxes during a roll over. Is that correct? If you cash them in before 5 years, would Treasury send you a 1099 with interest minus the 3-month penalty? Or would the penalty be listed separately? I guess you also have to consider taxes during a roll over. Is that correct?

If you cash them in before 5 years, would Treasury send you a 1099 with interest minus the 3-month penalty? Or would the penalty be listed separately?

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