The final authority on Savings Bond questions
Friday, August 18th, 2006
Categorized as: Savings Bond FAQ
Some of our readers discussing last week's post TreasuryDirect enhances security features used the Code of Federal Regulations as the source of their information.
Indeed, all the regulations about Savings Bonds are written down in a readable but detailed format that government agencies can use to document their rules.
Moreover, the Treasury has a page on TreasuryDirect.gov, Code of Federal Regulations for Savings Bonds and other Treasury securities, from which you can download the rules regulating specific Treasury securities.
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I have 5 savings bonds that I purchased for my son when he was younger. I am listed as POD but I want to cash them in now. My son now lives with his father several states away and is 17 years old. I am still his primary legal custodian. Can I cash them in?
Michelle - You would have to take your son with you to demonstrate that he's a minor and you're the custodial parent.
Tom Adams
I purchased a savings bond for my granddaughter in 1993 how can she cash this bond?
Paula - assuming you put your granddaughter's name on the bond as either the owner or the co-owner, then the info you're looking for is here.
If only your name is on the bond, then it belongs to you, not her, and you'll have to cash it, hold back what you need for income taxes, and give her what's left.
Tom Adams