What are my Savings Bonds worth?
Wednesday, June 30th, 2004
Categorized as: Current value of a US Savings Bond
My wife has some Series E savings bonds that were issued between 1970-1978 and given to her by her grandfather. She has 8 $25 and 1 $50 bonds. What are they really worth today?
Tom's response
All Series E (and EE and I, as well) Savings Bonds that are still earning interest will stop paying interest 30 years from the issue date. This means that some of the bonds you have have stopped earning interest and should be redeemed. You can also redeem all of them - you don't have to hold them the full 30 years.
You can use the Savings Bond Calculator on our web site to find out their current values.
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I have entered a $5000.00 face value EE savings bond for 1990. For the last 6 months it is reading the same interest and no change. Why does it not change and it says my bond is making 4% interest. Can you explain why your online calculator is doing this?
I am Maggie
Maggie - For Savings Bonds issued before May 1997, interest is added to the redemption value of the bond every six months. You'll see your redemption value go up in the month your bond was issued and the month that's six months later.
Tom Adams
while going through some old papers i found of my parents i foud 2 "postal Savings System" bonds issued in 1949 each are for $1.00 each..are thet worth anything??
Rosemary - the info you're looking for is here.
Tom Adams
When I use the bond calculator on the US Bonds web site it gives me an interest rate of 5.09% for a $500 I bond issued 11/2001. For a $1000 I bond issue in 10/2001 it still shows 0% interest. This seems odd. When will the new rates that are effective now be shown for this $1000 bond? Thanks
Dennis - see how I bond interest rates work and pay particular attention to the section called Understanding Rate Periods.
Tom Adams
Thank you Tom, finally a clear answer after several failed tries with the OFFICIAL savings bond contact site. Nice work.