What is the maximum annual Savings Bond investment?
Monday, December 3rd, 2007
Categorized as: Buying US Savings Bonds
Is the $5,000 annual limit on Savings Bond purchases related to the face value of the bonds or to the investment? In other words, is the annual limit in terms of Series EE face value $5,000 or $10,000?
Tom's response
The limit is how much you can invest. As of January 1, 2008, you can invest $5,000 per calendar year in paper Series EE bonds, which will have a $10,000 face value.
You can invest another $5,000 in paper Series I bonds as well as $5,000 each in electronic Series EE and Series I bonds, for a total of $20,000 a year.
Since the limit is based on a calendar year, you are also able to invest, for example, $5,000 in electronic I bonds in late December and another $5,000 a few days later in early January.
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