Comments on: When do my Savings Bonds mature? http://www.savings-bond-advisor.com/when-do-my-savings-bonds-mature/ Fri, 04 Jul 2008 18:38:34 +0000 http://wordpress.org/?v=2.0.4 by: Tom Adams http://www.savings-bond-advisor.com/when-do-my-savings-bonds-mature/#comment-14182 Mon, 03 Dec 2007 15:12:05 +0000 http://www.savings-bond-advisor.com/when-do-my-savings-bonds-mature/#comment-14182 Hi Nancy-Angela - There's nothing special about the day your bond reaches face value. It stops earning interest after 30 years - in Dec 2024. You can cash it now or anytime between now and then. You don't even have to cash it then, but it's a mistake not to. However, if you really want to do it on the day the bond reaches face value, as the chart above shows, bonds issued in 1994 take 18 years to reach face value, so that will be Dec 2012. Tom Adams Hi Nancy-Angela - There's nothing special about the day your bond reaches face value. It stops earning interest after 30 years - in Dec 2024. You can cash it now or anytime between now and then. You don't even have to cash it then, but it's a mistake not to.

However, if you really want to do it on the day the bond reaches face value, as the chart above shows, bonds issued in 1994 take 18 years to reach face value, so that will be Dec 2012.

Tom Adams

]]> by: Angela Maffucci http://www.savings-bond-advisor.com/when-do-my-savings-bonds-mature/#comment-14148 Sat, 01 Dec 2007 16:54:29 +0000 http://www.savings-bond-advisor.com/when-do-my-savings-bonds-mature/#comment-14148 Hi, I purchased series EE bonds in December 1994 and would like to know when it reaches face value so that I can cash it in. Thanks, Nancy Hi, I purchased series EE bonds in December 1994 and would like to know when it reaches face value so that I can cash it in.

Thanks,
Nancy

]]> by: Tom Adams http://www.savings-bond-advisor.com/when-do-my-savings-bonds-mature/#comment-13230 Thu, 01 Nov 2007 13:09:23 +0000 http://www.savings-bond-advisor.com/when-do-my-savings-bonds-mature/#comment-13230 Hi Jean - Your Savings Bonds will earn interest for 30 years, so the 1979 bonds will stop paying interest in 2009. You can use the Savings Bond Calculator on this page (upper right) to find out the interest rate and redemption value of your bonds. Tom Adams Hi Jean - Your Savings Bonds will earn interest for 30 years, so the 1979 bonds will stop paying interest in 2009. You can use the Savings Bond Calculator on this page (upper right) to find out the interest rate and redemption value of your bonds.

Tom Adams

]]> by: Jean Weina http://www.savings-bond-advisor.com/when-do-my-savings-bonds-mature/#comment-13203 Wed, 31 Oct 2007 19:46:40 +0000 http://www.savings-bond-advisor.com/when-do-my-savings-bonds-mature/#comment-13203 I have several Series E US Savings bonds purchased in 1979. Are these bonds still earning interest? If so at what rate? I also have several Series EE US Savings bonds purchased 1991 and 1992. At what rate are these bonds earning interest? I have several Series E US Savings bonds purchased in 1979. Are these bonds still earning interest? If so at what rate?

I also have several Series EE US Savings bonds purchased 1991 and 1992. At what rate are these bonds earning interest?

]]> by: Tom Adams http://www.savings-bond-advisor.com/when-do-my-savings-bonds-mature/#comment-9317 Fri, 21 Sep 2007 14:09:33 +0000 http://www.savings-bond-advisor.com/when-do-my-savings-bonds-mature/#comment-9317 Alishia - yes. After a Savings Bond is one year old you can redeem it. There is no maximum time. You can hold it longer than 30 years and then cash it, but it's a financial mistake to do that. From a financial perspective, you should cash a Savings Bond when it stops earning interest and invest in a new Savings Bond. Tom Adams Alishia - yes. After a Savings Bond is one year old you can redeem it. There is no maximum time. You can hold it longer than 30 years and then cash it, but it's a financial mistake to do that. From a financial perspective, you should cash a Savings Bond when it stops earning interest and invest in a new Savings Bond.

Tom Adams

]]> by: Alishia Denise http://www.savings-bond-advisor.com/when-do-my-savings-bonds-mature/#comment-9222 Fri, 21 Sep 2007 01:30:28 +0000 http://www.savings-bond-advisor.com/when-do-my-savings-bonds-mature/#comment-9222 can you cash in a savings bond after 30 years? can you cash in a savings bond after 30 years?

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