Savings Bond Advisor archive for March, 2006

I sometimes watch the Suze Orman show and she always brings up that everyone should pretty much just invest in a Roth IRA. She rarely brings up anything about Series I bonds. Could you briefly explain the differences between the two.

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One of the comments here says that the Treasury may raise the I bond fixed base rate if the inflation component becomes uncompetitively low. Would this be a reason to hold off buying until after the next set of rates are announced?

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Today we apply a little math to government statistics and lose our socks over the number of people who could have very large Savings Bond investments.

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I purchased a few Savings Bonds when I was in the Marines in 1970 while at boot camp in San Deigo. I've lost track of them. How can I locate and cash them in?

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Morningstar.com, an advisory service for individual investors, has created a separate category for mutual funds that invest primarily in TIPS, the Treasury's marketable-security version of Series I Savings Bonds.

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Find out what interest rate your Series EE Saving Bonds are earning now and the rules that will determine your rates in the future.

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A list of directories that catalog investing and personal finance blogs like this one.

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Investments in new Savings Bonds in February reached an annual rate of about $10.9 billion, much below January's record-setting $18.0 billion annual rate, but still hot.

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Inflation and Series I Savings Bond sales move towards normal

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I purchased $25K worth of Series I Savings Bonds electronically in January. After four emails, two phone calls, and three letters to TreasuryDirect, they have told me that they refuse to send me a written confirmation that my account even exists.

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This long list of bank account and CD interest rates is updated every day by Bankrate.com and is republished here with its permission.

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These charts show the trend in average bank CD rates over the last three months and are automatically updated daily.

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I own Savings Bonds, both EE and I, that name co-owners who I no longer wish to have as co-owners. How do I remove their names and put someone else's name on them without cashing them in?

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I have six $10,000 EE bonds purchased in 1995, 96, and 97. Would it be worth my while to cash these bonds in and purchase an annuity?

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I purchased a Series I Savings Bond through Treasury Direct. Am I using accrual method accounting or the cash method? The IRS instructions say this will decide whether I should report Savings Bond interest as income each year or later.

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Does the five-year holding period required to avoid an early-redemption penalty end five years after a Savings Bond's exact issue date?

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My dad is 92 and in pretty good health. He has a large investment in Savings Bonds. Should he cash the bonds in or leave them to be cashed after his death?

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I just tried to redeem some Savings Bonds that are registered "my name POD my husband's name". The bank said this means I can't cash the bonds until my husband dies. How do I fix this so I can cash them now?

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The series EE double-value marketing gimmick explained.

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Paper Series I bonds purchased through the end of 2006 will be inscribed with the words Gulf Coast Recovery Bond.

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You have been right about I bond rates in the past. What's your best guess for the new Series I and EE rates May 1.

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